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	<title>Comments on: Kick The Debt Habit</title>
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	<description>Make money online, or die trying!!</description>
	<lastBuildDate>Wed, 18 Aug 2010 21:50:46 +0000</lastBuildDate>
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		<title>By: Donald Urquhart</title>
		<link>http://www.mercblogger.com/2009/12/kick-the-debt-habit/comment-page-1/#comment-230</link>
		<dc:creator>Donald Urquhart</dc:creator>
		<pubDate>Fri, 26 Mar 2010 03:08:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.mercblogger.com/?p=251#comment-230</guid>
		<description>Western society to a large degree has become a debt culture.  Most people spend more time managing what dept they have, rather than finding was to not have debt.  For many year my debt was a familiar thing.  And not just the student loans for a degree I can&#039;t use at the moment.  Credit cards are one of the fastest ways to increase a finical rating while being one of the fastest ways to get into finical trouble out there.  Currently my household is slashing wherever we can because to make more money we have to have some saved up.  Yes we could simply put another chunk on a card and get what we need.  However the mountain would be bigger because of it.  When shopping we use a calculator to find what the real deals are.  Eating out is limited to a few times a month, or the value of what would have been spent is used to buy ingredients at the store for a stay home dinner.  Debt can be erased but we have to put work into the process.  Understand what you are spending your money on instead of the instant gratification of buying what is wanted is a big step.&lt;br&gt;&lt;br&gt;Sincerely,&lt;br&gt;&lt;br&gt;Donald from  &lt;a href=&quot;http://www.hemorrhoidshemroids.com&quot; rel=&quot;nofollow&quot;&gt;Hemroids Treatment&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Western society to a large degree has become a debt culture.  Most people spend more time managing what dept they have, rather than finding was to not have debt.  For many year my debt was a familiar thing.  And not just the student loans for a degree I can&#39;t use at the moment.  Credit cards are one of the fastest ways to increase a finical rating while being one of the fastest ways to get into finical trouble out there.  Currently my household is slashing wherever we can because to make more money we have to have some saved up.  Yes we could simply put another chunk on a card and get what we need.  However the mountain would be bigger because of it.  When shopping we use a calculator to find what the real deals are.  Eating out is limited to a few times a month, or the value of what would have been spent is used to buy ingredients at the store for a stay home dinner.  Debt can be erased but we have to put work into the process.  Understand what you are spending your money on instead of the instant gratification of buying what is wanted is a big step.</p>
<p>Sincerely,</p>
<p>Donald from  <a href="http://www.hemorrhoidshemroids.com" rel="nofollow">Hemroids Treatment</a></p>
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		<title>By: Melba Denosta</title>
		<link>http://www.mercblogger.com/2009/12/kick-the-debt-habit/comment-page-1/#comment-231</link>
		<dc:creator>Melba Denosta</dc:creator>
		<pubDate>Mon, 08 Feb 2010 17:50:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.mercblogger.com/?p=251#comment-231</guid>
		<description>I agree with this post but I think no one is debt free, even rich people and big companies can&#039;t eliminate debts. So, maybe before engaging into debts, one should consider his/her finances and the capacity to pay. I think, it helps if one should find an extra job to cover it&#039;s daily expenses.</description>
		<content:encoded><![CDATA[<p>I agree with this post but I think no one is debt free, even rich people and big companies can&#39;t eliminate debts. So, maybe before engaging into debts, one should consider his/her finances and the capacity to pay. I think, it helps if one should find an extra job to cover it&#39;s daily expenses.</p>
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		<title>By: Melba Denosta</title>
		<link>http://www.mercblogger.com/2009/12/kick-the-debt-habit/comment-page-1/#comment-211</link>
		<dc:creator>Melba Denosta</dc:creator>
		<pubDate>Mon, 08 Feb 2010 12:50:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.mercblogger.com/?p=251#comment-211</guid>
		<description>I agree with this post but I think no one is debt free, even rich people and big companies can&#039;t eliminate debts. So, maybe before engaging into debts, one should consider his/her finances and the capacity to pay. I think, it helps if one should find an extra job to cover it&#039;s daily expenses.</description>
		<content:encoded><![CDATA[<p>I agree with this post but I think no one is debt free, even rich people and big companies can&#39;t eliminate debts. So, maybe before engaging into debts, one should consider his/her finances and the capacity to pay. I think, it helps if one should find an extra job to cover it&#39;s daily expenses.</p>
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		<title>By: chandan</title>
		<link>http://www.mercblogger.com/2009/12/kick-the-debt-habit/comment-page-1/#comment-209</link>
		<dc:creator>chandan</dc:creator>
		<pubDate>Sat, 06 Feb 2010 09:48:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mercblogger.com/?p=251#comment-209</guid>
		<description>it is very hard to kick the debit habit to be honest</description>
		<content:encoded><![CDATA[<p>it is very hard to kick the debit habit to be honest</p>
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	<item>
		<title>By: Make Money Online Free</title>
		<link>http://www.mercblogger.com/2009/12/kick-the-debt-habit/comment-page-1/#comment-192</link>
		<dc:creator>Make Money Online Free</dc:creator>
		<pubDate>Fri, 22 Jan 2010 20:01:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.mercblogger.com/?p=251#comment-192</guid>
		<description>I agree wholeheartedly with this post. Admitting you have a debt problem is definitely the first step, then taking measures to solve that problem is the next. Whether it might be consulting a debt consolidator, or taking it into your own hands, you definitely need to come up with a solution to your debt problems.&lt;br&gt;&lt;br&gt;For me, I&#039;ve been making money online in my spare time online. For someone else, finding a second job might be a better option. It all depends on the person, but there is definitely help out there.. and it&#039;s up to you to help yourself get out of debt.&lt;br&gt;&lt;br&gt;TriNi</description>
		<content:encoded><![CDATA[<p>I agree wholeheartedly with this post. Admitting you have a debt problem is definitely the first step, then taking measures to solve that problem is the next. Whether it might be consulting a debt consolidator, or taking it into your own hands, you definitely need to come up with a solution to your debt problems.</p>
<p>For me, I&#39;ve been making money online in my spare time online. For someone else, finding a second job might be a better option. It all depends on the person, but there is definitely help out there.. and it&#39;s up to you to help yourself get out of debt.</p>
<p>TriNi</p>
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		<title>By: jeffgold</title>
		<link>http://www.mercblogger.com/2009/12/kick-the-debt-habit/comment-page-1/#comment-186</link>
		<dc:creator>jeffgold</dc:creator>
		<pubDate>Thu, 31 Dec 2009 21:56:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.mercblogger.com/?p=251#comment-186</guid>
		<description>My daughter had to do a project using a budgeting program for a class where she had to keep track of every penny she spent.  She was shocked by how much money she was wasting on things like starbucks and fast food.  She was also unaware of how much housing expenses put a dent in her account.  It definitely helped her make small changes to save more.</description>
		<content:encoded><![CDATA[<p>My daughter had to do a project using a budgeting program for a class where she had to keep track of every penny she spent.  She was shocked by how much money she was wasting on things like starbucks and fast food.  She was also unaware of how much housing expenses put a dent in her account.  It definitely helped her make small changes to save more.</p>
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